Dosh 1.5.2

The Dosh app offers a streamlined digital banking experience designed for modern users, focusing on spending, saving, and borrowing with ease. While Dosh is not officially registered as a bank, it ensures your funds are securely held at an authorized New Zealand banking institution.

INNOVATIVE DIGITAL BORROWING SOLUTIONS

Through partnerships with Westpac New Zealand, Dosh provides competitive interest rates on home loans. The process is entirely digital, allowing you to switch or acquire a new mortgage efficiently. Additionally, every approved Dosh home loan grants you the opportunity to earn annual cashback via the ‘Dosh streak’ loyalty program. This service aims to simplify borrowing—apply today and experience a frictionless application process.

SAVINGS WITH PURPOSE AND FLEXIBILITY

Dosh facilitates high-interest savings accounts that support balance growth through passive earning, without restrictions on withdrawals or fees. Users can set specific savings goals and monitor their progress easily. All funds are held in trust with an AA- rated bank in New Zealand, providing reassurance regarding security and regulatory compliance.

EFFECTIVE MONEY MANAGEMENT

The platform allows for straightforward management of funds through personalized Stash accounts. Users can allocate money towards regular expenses, customize account appearances with colors and emojis, and leverage the Dosh Visa Debit Card for everyday transactions. The card supports contactless Tap & Go payments at any Visa-enabled retailer in New Zealand or online merchants globally, with rewards available on spending.

IMPORTANT INFORMATION

Usage is permitted for individuals aged 13 and above, subject to terms outlined in the Privacy Policy and Terms & Conditions available on Dosh.nz. Transactions are generally free; however, some merchants may pass fees onto customers paying by debit card. Dosh operates under MCA Investments Limited (NZBN 9429048713511), a registered financial services provider in New Zealand. All lending products are issued and managed by Westpac New Zealand Limited, with eligibility criteria and specific conditions applying. The ‘Dosh streak’ cashback program is exclusively managed by Dosh, with specific terms governing its operation.